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10 Things To Know About Beneficiary Designations

Estate planning is about much more than just a will or living trust. While many of your assets can pass to your loved ones through those documents, there are plenty more assets that cannot. These “non-probate” assets are ones that require you to name a beneficiary that will receive the assets when you pass, and include life insurance policies, annuities, 401k plans, IRAs, pension plans, stock options, and government benefit plans. Choosing who you name as a beneficiary might seem like an easy […]

Is Burial Insurance Right For You?

What is burial insurance? Also known as funeral or final expense insurance, burial insurance is a type of whole life insurance policy designed to cover common end-of-life expenses, such as funeral or cremation expenses and medical bills. Because the average cost of a funeral in Texas ranges from $10,000 to $15,000, having a burial insurance policy can help take financial strain off your loved ones. How does burial insurance work? Like other insurance policies, you simply select the amount of coverage you want […]

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